The automotive finance business, especially the captive segment, has seen decades of almost continuous growth. However, more recently the market has experienced its fair share of disruption, whether via developments from within the automotive industry itself, such as electrification, or due to new entrants, many without automotive heritage and whose proposition is technology-based. Credit and leasing players must adapt their product & service offerings, strengthen their operational efficiency and their distribution capacities, whether through business-partners or directly. Mobility services innovation, such as car-sharing and subscription, have impacted negatively on margins, whilst increasing complexity and putting pressure on legacy IT, which must now serve customer expectations of real-time online access, speed, and flexibility.

Avantalion helps clients in all areas of Automotive Finance and Mobility Services, whether established businesses or recent arrivals in the sector. With a strong heritage in the mobility sector, Avantalion can tailor its offering in areas such as Project Management, Business Process Management, and Lean Management, as well as provide bespoke services in areas such as the modular definition of financial products and future-orientated operating models.

In a market under the constant shadow of inflation and rising interest rates, consumer credit players, like distributors and financing actors, are engaged in intense competition to differentiate by the value and quality of their offers, their omnichannel and digital journeys, and their level of engagement with the customer. Efficiency challenges are increasing as operating costs and risks rise. In an increasingly regulated environment, credit and leasing players are always juggling the needs to fulfil their obligations toward customers with the interests of shareholders and the need to invest in the digitalization of the customer relationship, the facilitation of underwriting, risk management, development of new solutions (e.g. Buy Now, Pay Later), and the creation of value through the improved management of vast data volumes.

Avantalion tailors its services to meet client’s business needs. With a thorough understanding of the consumption trends, the latest technology developments and new players bringing those solutions to market, Avantalion helps deliver for its clients either “top line” growth  or improved operational and financial efficiency.

With a wide range of accelerators that allow us to provide our clients with high quality services, Avantalion capitalizes on state-of-the-art methods and tools, such as Project Management, Business Process Management, Lean Management and more.

Technology and industrial equipment are at the heart of nearly all companies’ operations: Manufacturers must provide efficient equipment at a faster pace, integrating technological breakthroughs such as AI and real-time connectivity, whilst meeting the challenges of energy efficiency and decarbonization. Client companies are in search of flexible solutions providing access to high-performance and easily renewable equipment, at predictable cost, and are increasingly engaging with pay-per-use propositions. Financing companies, in addition to the enduring challenges of OEM-partnerships and working with distribution networks, must optimize their multi-country models/platforms and implement ESG strategies, to transform their business models and prepare for the future.

Avantalion guides the transformation of its customers in Equipment Finance from conception to successful implementation of product, process and technology solutions in credit and leasing operations. With a demonstrable track record of more than 15 years, we combine comprehensive sector specific capabilities with profound professional and methodological competence, particularly in Project Management, Business Process Management and Lean Management.

The current challenges for manufacturing industry are as diverse as they are complex. Rising manufacturing costs, difficult macro-economic conditions and ever-greater environmental scrutiny are all greatly increasing the burden on business. Strategic decisions to outsource or offshore production are challenged by uncertainties in supply chain and supply security; not only are rising transportation costs stressing the global supply chain, but so are quality defects, production disruptions and concerns regarding the associated environmental impact.
Successful businesses of the future will be increasingly those who can differentiate themselves from their competition and deliver products and services tailored to the individual needs of the end-client, but still at competitive prices and in the shortest possible time. All processes in the entire value chain, whether customer-facing or in the back-office, must be optimized right across the company’s landscape and all designed to minimize waste. Opportunities to increase productivity and efficiency must also be sought in the administrative and support areas of the company. The service business is gaining in importance. The ability to develop and implement hybrid service bundles and even holistic system approaches is becoming crucial to success.

Avantalion supports and guides transformation from conception to the successful implementation of change. The solutions we develop are individually tailored to the needs of the business and the market in which it operates. A focus on operational excellence characterizes all the transformation projects we conduct. In addition to profound project management and business process management, we use the principles, methods and tools of lean management to design processes with minimal waste and to establish a culture of continuous improvement.